Australia's #1Fixed Income Product Comparison Tool
Compare the highest fixed income product rates from Australia's most trusted ADI-authorised banks. Helping Australian families secure guaranteed growth for their hard-earned savings since 2008.
Ready to Grow Your Savings?
Compare today's best fixed income product rates and start earning guaranteed returns on your investment
Compare Best Fixed Income Products On The Market In Seconds
Get Your Exclusive Rates Ready In 60 Seconds
11,636 people got their personal exclusive rates so far.
Why Australian Savers Are Locking In Fixed Income Product Rates Now
Current Australian market conditions create an exceptional opportunity for investors
Historic AU Bank Rates
Australian fixed income product rates are at multi-year highs, with top AU banks offering up to 7.8% P.A. These are the best returns Australian savers have seen in over a decade.
Government Protection
With share market volatility and economic uncertainty, fixed income products provide guaranteed returns backed by the Australian Government's Financial Claims Scheme.
RBA Rate Changes Coming
Reserve Bank of Australia policy shifts could lead to declining AU rates in the coming months. By opening a fixed income product now, you lock in today's high Australian bank rates for your entire term.
Beat Inflation Effectively
With inflation moderating but still present, fixed income product rates above 7% help preserve your purchasing power. Your money grows in real terms, unlike low-yield savings accounts.
Australian Banks Are Already Lowering Rates
Several major AU banks have already begun reducing their term deposit rates. The window for locking in these historic yields is narrowing.
*Based on RBA projections and historical rate trends
Why Australian Investors Choose Our Fixed Income Products
Discover why thousands of Australians trust us to find the best fixed income product rates across the country
ADI Protected
All fixed income products are protected up to $250,000 per depositor by the Australian Government's Financial Claims Scheme, ensuring your investment is completely secure.
High-Yield Returns
Access premium rates up to 7.8% P.A. that consistently outperform traditional savings accounts, with fixed returns guaranteed throughout your term.
Tax-Efficient Growth
Optimise your after-tax returns with strategic fixed income product laddering and timing. Interest earnings are taxed as ordinary income, allowing for predictable tax planning.
Guaranteed Fixed Rates
Lock in today's high rates and protect yourself from future market volatility. Your interest rate remains constant throughout the entire term.
Flexible Terms
Choose from short-term (3-6 months) to long-term (5 years) options. Select the perfect fixed income product duration to match your financial goals and liquidity needs.
Top AU Banks Only
We partner exclusively with Australia's most trusted and financially stable institutions. Compare offers from leading banks, credit unions, and building societies nationwide.
How Australians Find Better Fixed Income Product Rates
Join thousands of Australian savers in three simple steps
Compare AU Banks
Browse and compare fixed income product rates from 40+ Australian banks. Filter by term length, minimum deposit, and interest rate to find your perfect match.
Choose Your Fixed Income Product
Select the fixed income product that aligns with your financial goals. Review all terms, conditions, and early withdrawal penalties.
Start Earning
Open your account directly with the bank and watch your money grow with guaranteed returns. Enjoy peace of mind with government protection.
Why Australians Choose Us
The trusted way for Australian families to find and compare term deposit rates across the country
Save Valuable Time
Compare rates from 40+ Australian banks in under 5 minutes instead of spending hours calling individual institutions. Our platform aggregates the latest AU bank rates in real-time.
Access Higher AU Rates
We partner with both major and online Australian banks that often offer rates 0.50% - 1.00% higher than traditional brick-and-mortar branches. More competition means better rates for Australian savers.
Government Protected
Every fixed income product we feature is backed by the Australian Government's Financial Claims Scheme up to $250,000. Your money is protected by the Australian federal government.
Free for All Australians
Zero fees, zero charges, zero hidden costs for Australian savers. We earn referral fees from partner banks, allowing us to provide expert comparison tools to you at no cost.
Unbiased AU Bank Comparisons
Our comparison algorithm ranks fixed income products based on interest rate, terms, and minimum deposits - not commission rates. Find the best Australian banks for your needs, period.
Australian Expert Guidance
Access educational resources, fixed income product laddering strategies, and tax-efficiency tips for AU investors. Our Australian-based customer support team is available to answer your questions.
Fixed Income Product Calculator
See how much you could earn with today's competitive fixed income product rates
Minimum: $1,000 | Maximum: $10,000,000
What Australian Investors Say
Join thousands of Australian families who have maximised their term deposit returns
“We found a 5-year fixed income product at 7.8% P.A. compared to our bank's 5.5% offer. That's an extra $11,500 in interest on our $100,000 investment. The comparison tool made it so simple to evaluate options from multiple banks.”
Frequently Asked Questions
Everything Australian families need to know about Fixed Income Products and our comparison service
Still have questions? Contact our Australian-based support team at info@ausinvestor.club
Ready to Secure Your Australian Dream?
Compare fixed income product rates from Australia's top 40+ banks in under 5 minutes. Lock in rates up to 7.8% P.A. with full government protection.
Join 180,000+ Australian families who have found better fixed income product rates through our platform
© 2026 AUS Investor Club. All rights reserved. | ADI protection is provided by participating banks under the Financial Claims Scheme.
IMPORTANT FINANCIAL DISCLAIMER - PLEASE READ CAREFULLY
Not Financial Advice: This is a comparison platform and marketing service only. We are NOT a financial adviser, investment adviser, bank, credit union, or authorised deposit-taking institution. We do not provide financial, investment, tax, legal, or accounting advice. All content on this website is for general informational and educational purposes only and should not be construed as professional advice. You should consult with qualified financial advisers, tax professionals, and legal counsel before making any financial decisions.
No Guarantees: Fixed income product rates, terms, interest percentages, and promotional offers displayed on this website are provided by third-party financial institutions and are subject to change without notice. We make no guarantees regarding the accuracy, completeness, or timeliness of any rate information. Actual rates may vary based on your location, deposit amount, term length, and eligibility. Always verify current rates, terms, fees, and conditions directly with the financial institution before opening any account.
Investment Risks: While fixed income products from ADI-authorised institutions are generally considered low-risk, all investments carry risks including early withdrawal penalties, inflation risk, opportunity cost, interest rate risk, and liquidity constraints. Interest is generally taxable as ordinary income. The Financial Claims Scheme covers up to $250,000 per depositor, per ADI - verify coverage with your institution.
Compensation Disclosure: We may receive compensation from financial institutions when users open accounts through our referrals. This compensation may influence the placement, presentation, and prominence of products on our platform. Despite these relationships, we strive to provide objective comparisons, but you should conduct independent research and comparison shopping.